How To Overcome Debt

How To Overcome Debt

1. Acknowledge The Problem Of Debt

2. Realise That Debt Is Slavery

3. Make A Goal To Get Out Of Debt-Date

4. Reprogram Your Subconscious Mind Regularly To Create Huge Wealth

5. Reset Your Money Blue Print To Very Higher Level

6. Visualise Regularly For Wealth And Prosperity

7. Transform Values About Wealth To Divine Mission

8. Set Goals In Creating Multiple Streams Of Income

9. Make Vision Board Ensure All The Tools Of Law Of Attraction Are Working For You To Attract Money

10. Create A Mental Image Of You Have Excess Money And Abundance

11. Use Affirmations Every Day For Wealth, Money And Abundance

12. Transform Your Belief System To That of Rich And Successful Person

13. Remove All Limiting Belief About Money And Wealth

14. Sow The Seeds Of Wealth In Your Mind Every Day Several Times

15. Mastermind With Your Spouse And Family Members

16. Surround Yourself With Rich And Successful People

17. Disassociate Completely From Negative People

18. Learn To Think Smart In Wealth Creation

19. Itemise Debts

20. Laddering Based On Interest

21. Reverse Laddering Based On Sum

22. Pay Debts On Time

23. Set-Up Calendar Alerts For Payment In Time

24. Get A Low Interest Consolidation Loan And Pay Off Our Existing Debts

25. Try Not To Spend More Than We Earn

26. Build An Emergency Fund

27. Discover New Opportunities For Making Money Every Day

28. Save At Least 40% Of Income For Debt Repayment

29. Create A Budget And Stick To It 

30. Plan Zero Waste 

31. Make A Spending Plan

32. Track And Analyse Spending

33. Subtract Expenses From Earnings To Know Your Savings Regularly

34. Earn Interest Instead Of Paying It

35. Review Your Spending

36. Always Appreciate What You Have

37. Don’t Make Financial Promises You Can’t Keep

38. Take Loans Only For Productive Purposes

39. Ask Creditors To Lower Your Interest Rate

40. Continue To Look Over Your Budget Every Month To Catch Areas Of Overspending

41. Don’t Give Up From The Middle Of The Debt Elimination Process

42. Re-frame Mindset To Wealthy Successful One

43. Create Money Inside Outer World Will Manifest It

44. Create An Abundance Consciousness

45. Have Good Role Models

46. Start A Low Risk, High Return Business, Project

47. Have Excellent Mentors

48. Take Care About Your Health

49. Beware Of Little Expenses

50. Shop With Cash And Only Carry As Much As You’ve Planned To Spend

51. Immediately Eliminate Unnecessary Routine Purchases

52. Move To A Less Expensive Area

53. Learn To Sew

54. Coordinate Clothing

55. Find Cheaper Ways To Entertain Yourself

56. Arrange Tours By Sharing With Friends 0r Relatives In Place Of Expensive Holidaying

57. Leverage With Pain And Pleasures

58. Choose Your Thought That Creates Wealth

59. Aim For Short-Term Savings Goals

60. Don’t Borrow Long Term For Short-Term Spending

61. Don’t Miss Any Payments

62. Discover ideas For Creating Surplus Money

63. Apply Leverages For Money Making

64. Recycle And Reuse Things To Eliminate More Expense

65. Don’t Add Any Additional Debt To The Load You’re Already Carrying

66. Go To The Library Instead Of The Bookstore

67. Plant A Garden

68. Eat At Home

69. Use Public Transportation

70. Use Purified Tap Water

71. Think Before Buying

72. Consolidate All Task Into One Trip

73. When We Must Buy, Always Buy At A Discount

74. Negotiate Well

75. Shop At Margin Free Shops And Discount Stores

76. The Envelope System

77. To Avoid Incurring Medical Debt, Go For Medical Insurances

78. Use Generic Medicines

79. Make Use Of Insurance Policies To Reduce Losses

80. Utilise Age-related Tax Breaks For Your Parents

81. Review Your Debts Periodically

82. Determine Essentials For Living

83. Be Happy With Less

84. Consider Discontinuing Or Downgrading Our Cell Phones And Cable TV Plans

85. Communicate By E-mail

86. Properly Insulate Our Home To Reduce Electricity Bill

87. Cancel Your Gym Membership Go For A Run Instead

88. Use Debit Card Not Credit Card 

89. Never Finance A Lifestyle

90. Take Good Care Of What We Own, It Will Last Longer

91. Make Balance From Excess Funds And Pay It In Your Loans

92. Don’t Create Any Unnecessary Debt

93. Avoid Bouncing Cheques

94. Keep Yourself Happy All The Time To Exude Positive Energy

95. Forgive Everybody Completely Understand Grudges Attract Debt

96. Increase The Level Of Gratitude

97. Always Have Positive Mental Attitude

98. Have Regular Financial Education Than Entertained

99. Get A Support System And Keep Negative People Out Of It, Who Makes You Spend More


100.To Avoid Debt, Foresee The Future Expenses